The Cygnt Platform
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We issue users a Financial Signet
Each signet represents an aggregated view of an individual’s entire financial life, like a fingerprint. This view is holistic and encompasses all their financial accounts, providing a true perspective of the user’s financial character.
Signets contain much more than raw financial data
Each Signet contains three sets of attributes:
- Badges: Awarded by the Cygnt platform on assessed financial behavior (e.g. a ‘viability’ badge recognizes financial liquidity and health).
- Core metrics: Universally insightful, basic financial attributes, like monthly inflows, asset growth, etc.
- Custom metrics: User-defined attributes, based on any available financial data field, from payment method to asset class to merchant.
Views of Signets can be shared
Users can request and share alerts based on attributes, or raw attributes themselves, using a simple and consent-driven interface. Some examples:
- Compliance: An employer requesting an employee confirm their sources of income.
- Loyalty: A shopper sharing their monthly clothing spend with a retailer for bonus rewards.
- KYC & AML: A bank asking a consumer to share a relevant Cygnt badge confirming the absence of suspicious financial behavior.
- and so on…
Managing who sees what is easy
Sharing is transparent. Our consent dashboard allows users to easily track and understand what financial signals they’re sharing with others, and why.
Meet the team behind Cygnt
We are an experienced team of financial technologists, compliance professionals, and innovators who believe financial data can be used to create significant value for everyone all while maintaining individual privacy and dignity.